Business Loan Calculator & Funding Advisor
Funding Check Up is a free business loan calculator and funding advisor for U.S. and Canadian business owners. Enter your monthly revenue, time in business, and credit band and see which funding products you likely qualify for in about 60 seconds — with no email required and no hard credit pull.
What you can estimate
- Merchant cash advance / revenue-based financing (factor rates typically 1.10–1.65)
- Business term loans
- Business lines of credit
- 0% APR business credit cards (typically 650+ credit score)
- Equipment financing
- Bank and SBA term loans
Typical qualification baseline
Most funders look for at least 6 months in business, roughly $15,000 per month in revenue, and an active business bank account. Revenue-based funding usually lands 24–72 hours after a complete file; term loans take 5–14 days; SBA loans 30–60+ days.